Frequently Asked Questions

Why use us?

We have a team of CeMAP qualified mortgage professionals that have many years’ experience in placing real life mortgages. Our firm is regulated by the Financial Conduct Authority (FCA) and our reports are detailed, accurate and robust enough to be put forward in court.

Is the report a guarantee of a mortgage?

No. The report is the professional opinion of a qualified mortgage advisor, based on their knowledge and understanding of lender affordability models and underwriting rules, as applied to your circumstance.

What information do you need to prepare a report?

For each person included in the assessment, we need to gather personal information such as income, expenditure and financial commitments. A full list of the information can be found here.

How long does the report take to produce?

Typically, within 5 working days from the point you instruct us. Once you agree to proceed, one of our team will reach out to ensure we understand your circumstance and that we have all the information we need. This will also be your dedicated point of contact.

Do you also actually arrange mortgages?

Yes. My Mortgage Report are a part of My Financial Services Group Limited and we are able to provide mortgage advice. We can recommend, submit and manage your mortgage application. We are independent mortgage advisors authorised and regulated by the Financial Conduct Authority (FCA), our reference number is 717338.

Some of our Lenders